For Gen Y, deciding between a Systematic Investment Plan ( regular plan) and a one-time investment can be difficult. A SIP involves investing a certain sum regularly into a investment scheme , while a lumpsum strategy involves putting a larger sum immediately . Historically, single-shot investing has frequently outperformed SIPs during periods o… Read More


For budding savers , the age-old debate between Systematic Allocation Plans (SIPs) and one-time investments continues. SIPs involve putting a regular amount regularly into a mutual fund , while a single approach means putting your total capital immediately . Typically , SIPs are seen as more conservative due to their average-costing approach, wh… Read More